Bisa dikatakan pendapatan atau penghasilan seorang Agen asuransi adalah tidak terbatas. Komisi yg ditawarkan lumayan besar belum lagi ditambah lagi dengan bonus yg totalnya bisa jadi sangat menggiurkan.
Kita ambil contoh pengakuan salah satu Agen dari perusahaan asuransi yg seringkali mendapat penghargaan sebagai yg terbaik di Indonesia.
Pada tahun pertama dan kedua, seorang Agen akan mendapat komisi 30% dari total jumlah premi proteksi para nasabahnya. Untuk tahun ketiga dan selanjutnya komisi itu turun menjadi 5%.
Adapun sistem yg dipakai oleh pemasaran asuransi adalah semacam sistem multilevel.
Level I:
Seorang Agen dibebani target premi proteksi 150 jt per tahun. Ini bisa dicapai jika ia memiliki 15 nasabah dengan premi proteksi sekitar 1 jt per bulan. Perhitungan komisi yg didapat adalah sekitar 5 jt per bulan.
Level II:
Pada level ini seorang Agen akan naik menjadi Pra Unit Manager (PUM). Ia akan membawahi 4 Agen dengan total target per tahun adalah 300 jt. 150 jt adalah target untuk dirinya sendiri, sedangkan 150 jt lainnya adalah target ke 4 Agen dibawahnya. Perhitungan komisi yg didapat adalah sekitar 10 jt per bulan.
Level III:
Level selanjutnya adalah Unit Manager (UM). UM akan membawahi 2 PUM, 2 Agen lama, dan 2 Agen baru. Seorang UM tidak diwajibkan lagi mencari nasabah baru melainkan lebih kepada me-maintain nasabah yg sudah ada dan membantu para Agen dibawahnya. Target keseluruhan adalah 900 jt per tahun. 150 jt target sendiri, 600 jt target 2 PUM, dan 150 jt target 2 Agen lama dan 2 Agen baru. Komisi yg didapat mencapai 20 jt per bulan.
Level IV:
Sebagai seorang Senior Unit Manager (SUM), komisi yg didapat mencapai 40 jt per bulan. Ia akan membawahi 2 UM, 2 PUM, 2 Agen lama, dan 2 Agen baru. Total targetnya dalah 2,7 milyar per tahun. Perinciannya adalah 150 jt target sendiri, 1,8 milyar target 2 UM, 600 jt target 2 PUM, dan 150 jt target 2 Agen lama dan 2 Agen baru.
Level V:
Agency Manager (AM). Komisi yg didapat mencapai 100 jt per bulan. Membawahi 2 SUM, 2 UM, 2 PUM, 2 Agen lama, dan 2 Agen baru. Total targetnya adalah 8,1 milyar per tahun. Perinciannya 150 jt target sendiri, 5,4 milyar target 2 SUM, 1,8 milyar target 2 UM, 600 jt target 2 PUM, dan 150 jt target 2 Agen lama dan 2 Agen baru.
Level VI:
Senior Agency Manager (SAM) adalah level tertinggi yg bisa dicapai seorang Agen. Di level ini seseorang akan memiliki kantor pemasaran asuransi sendiri dengan pendapatan yg tentunya akan jauh lebih besar.
Anda berminat?
Senin, 04 Mei 2009
Kamis, 19 Maret 2009
Peta & Alamat Kantor Pelayanan Pajak (KPP) Pratama Bekasi Selatan
KPP Pratama Bekasi Selatan, Jl. Cut Mutia No. 125, Kelurahan Margahayu, Bekasi Timur, Bekasi 17141 Telp 88346418, 8893550.
Petunjuk:
Keluar exit tol Bekasi Barat 1, kemudian belok kanan melalui Jl Achmad Yani sampai ke perempatan. Lurus ke Jalan Cut Meutia, lewati jembatan Tol Jakarta-Cikampek, sampai ke lampu merah. Kira-kira 200 m ke depan di sebelah kiri.
Tepat di seberang bagian belakang dari Carrefour Bekasi Timur.
Untuk angkutan umum bisa naik semua bis yg menuju Terminal Bekasi melalui gerbang Tol Bekasi Barat. (P9B Kp. Rambutan - Bekasi, AC 05 Blok M - Bekasi, dst)
Rabu, 31 Desember 2008
Tarif Pajak Penghasilan 2008
Berdasarkan UU PPh No.36 Tahun 2008, pasal 17 ayat 1a.
Lapisan Penghasilan Kena Pajak dan Tarif Pajaknya adalah sbb:
Pasal 17 ayat 2 menyebutkan:
Lapisan Penghasilan Kena Pajak dan Tarif Pajaknya adalah sbb:
- Sampai dengan Rp. 50.000.000 = 5%
- Di atas Rp. 50.000.000 sampai dengan Rp. 250.000.000 = 15%
- Di atas Rp 250.000.000 sampai dengan Rp. 500.000.000 = 25%
- Di atas Rp 500.000.000 = 30%
Pasal 17 ayat 2 menyebutkan:
- Tarif tertinggi (30%) dapat diturunkan menjadi 25% dengan diatur lebih lanjut dalam Peraturan Pemerintah.
- Tarif PPh untuk deviden yg diterima WPOP adalah 10% dan bersifat Final.
Bagi WPOP dalam negeri yang tidak mempunyai NPWP, akan dikenakan Tarif PPh 20% lebih tinggi dari tarif normalnya.
Jumat, 07 November 2008
Lowongan - Services & Support Officer
Anybody interested can forward their CV through me.
PT Petrosea Tbk is an internationally recognised multidisciplinary engineering, construction and mining company which has been operating in Indonesia for around 35 years.
Services & Support Officer
Reference No. MIS0001
Department: MIS/IT
Job Type: Contract
Location: Jakarta
Post Date: 29 Aug 2008
Closing Date: 30 Nov 2008
Major: Computer Science / Information Technology
Education: S1
Experience: 2 years
Job Description
- Ensure Customer Satisfaction
- Provide Multi Support Company Core
- Service Management Initiate & proactive
- Service and Problem Management
- Support Integrity Development
- Reduce Call Centre Cost
- Addressing problem area proactively
- Printer Server Administrator
- Helpdesk KPI
- Customer Update Knowledge
- Helpdesk Information research
- Responsible on proactive assistance and support for Global Group Support : Indonesia, Australia, New Zealand, Pakistan, Thailand, Saudi, Singapore, India
- Share some knowledge skill between each other in the group
- Working together with Corporate Trainer to provide a proper training of each Custom Developed Business Application and Ad-Hoc Training required by users
Requirements
- Good command in English both oral and written
- Excellent phone manners
- Experience in Call Centers
- Computer Support/Service desk on answering phones
- Experience and Good knowledge of Networking and Operating System (Windows XP and Vista)
- General basic knowledge on applications on Windows
- Preferably female
- Microsoft Certified Desktop Support Technician (MCDST) an advantage
PT Petrosea Tbk is an internationally recognised multidisciplinary engineering, construction and mining company which has been operating in Indonesia for around 35 years.
Services & Support Officer
Reference No. MIS0001
Department: MIS/IT
Job Type: Contract
Location: Jakarta
Post Date: 29 Aug 2008
Closing Date: 30 Nov 2008
Major: Computer Science / Information Technology
Education: S1
Experience: 2 years
Job Description
- Ensure Customer Satisfaction
- Provide Multi Support Company Core
- Service Management Initiate & proactive
- Service and Problem Management
- Support Integrity Development
- Reduce Call Centre Cost
- Addressing problem area proactively
- Printer Server Administrator
- Helpdesk KPI
- Customer Update Knowledge
- Helpdesk Information research
- Responsible on proactive assistance and support for Global Group Support : Indonesia, Australia, New Zealand, Pakistan, Thailand, Saudi, Singapore, India
- Share some knowledge skill between each other in the group
- Working together with Corporate Trainer to provide a proper training of each Custom Developed Business Application and Ad-Hoc Training required by users
Requirements
- Good command in English both oral and written
- Excellent phone manners
- Experience in Call Centers
- Computer Support/Service desk on answering phones
- Experience and Good knowledge of Networking and Operating System (Windows XP and Vista)
- General basic knowledge on applications on Windows
- Preferably female
- Microsoft Certified Desktop Support Technician (MCDST) an advantage
Lowongan - IT Compliance Supervisor
Anybody interested can forward their CV through me.
PT Petrosea Tbk is an internationally recognised multidisciplinary engineering, construction and mining company which has been operating in Indonesia for around 35 years.
IT Compliance Supervisor
Reference No. MIS0002
Department: MIS/IT
Job Type: Permanent
Location: Jakarta
Post Date: 14 Oct 2008
Closing Date: 14 Nov 2008
Major
Information Technology / Computer Science
Education
S1
Experience
5 years
Job Description
- Make planning, provides and develops policies, procedures, legal and regulatory requirements and guidelines for the general operation of the IT Compliance Program and its related activities
- Maintains and manages day-to-day operation, when it’s needed, collaborates with other department ( Risk Management, Internal Audit, Employee Services, etc.) or External Auditors in order to ensure and confirm compliance with essential routines and controls are being appropriately implemented
- Monitors day-to-day operation and does a periodically reviews of the Compliance Program
- Provides reports on a regular basis, and as directed or requested, to keep the Corporate Compliance Committee of the Board and Senior Management informed of the operation and progress of compliance efforts
- Develops and provides a periodically reviews, updates, revises policies & procedures for the general operation of the Compliance Program and its related activities
- Identifies potential areas of compliance vulnerability & risk and consults with the Corporate attorney as needed to resolve difficult legal compliance issues
- Responds, develops and implements corrective action plans for resolution of problematic issues, alleged violations of rules, regulations, policies, procedures, standards of conduct and prevent illegal, unethical, or improper conduct
- Proactively develop initiatives to introduce professional practices and organizational changes to enhance control effectiveness, efficient IT operating practices and internal customer satisfaction, based on continuation basis as part of new systems implementations or IT
-enabled business changes
Requirements
1. Minimum 5 years experienced in IT, a minimum of 2 years in IT Compliance is preferred.
2. A solid understanding of I.T.I.L. or I.T.S.M. processes and Project Management skill.
3. Comprehensive knowledge and experience on IT Audit, ISMS, COBIT, ITIL, Sarbanes-Oxley Act (SOX), BCP (Business Continuity Plan), DRP (Disaster Recovery Plan).
4. Have excellent skills in English language, written & verbally.
5. Hold CISA certification is preferable.
6. Able to work under pressure.
7. Attention to details, highly motivated & able to work under minimum supervision.
8. Team player & good communication skills.
PT Petrosea Tbk is an internationally recognised multidisciplinary engineering, construction and mining company which has been operating in Indonesia for around 35 years.
IT Compliance Supervisor
Reference No. MIS0002
Department: MIS/IT
Job Type: Permanent
Location: Jakarta
Post Date: 14 Oct 2008
Closing Date: 14 Nov 2008
Major
Information Technology / Computer Science
Education
S1
Experience
5 years
Job Description
- Make planning, provides and develops policies, procedures, legal and regulatory requirements and guidelines for the general operation of the IT Compliance Program and its related activities
- Maintains and manages day-to-day operation, when it’s needed, collaborates with other department ( Risk Management, Internal Audit, Employee Services, etc.) or External Auditors in order to ensure and confirm compliance with essential routines and controls are being appropriately implemented
- Monitors day-to-day operation and does a periodically reviews of the Compliance Program
- Provides reports on a regular basis, and as directed or requested, to keep the Corporate Compliance Committee of the Board and Senior Management informed of the operation and progress of compliance efforts
- Develops and provides a periodically reviews, updates, revises policies & procedures for the general operation of the Compliance Program and its related activities
- Identifies potential areas of compliance vulnerability & risk and consults with the Corporate attorney as needed to resolve difficult legal compliance issues
- Responds, develops and implements corrective action plans for resolution of problematic issues, alleged violations of rules, regulations, policies, procedures, standards of conduct and prevent illegal, unethical, or improper conduct
- Proactively develop initiatives to introduce professional practices and organizational changes to enhance control effectiveness, efficient IT operating practices and internal customer satisfaction, based on continuation basis as part of new systems implementations or IT
-enabled business changes
Requirements
1. Minimum 5 years experienced in IT, a minimum of 2 years in IT Compliance is preferred.
2. A solid understanding of I.T.I.L. or I.T.S.M. processes and Project Management skill.
3. Comprehensive knowledge and experience on IT Audit, ISMS, COBIT, ITIL, Sarbanes-Oxley Act (SOX), BCP (Business Continuity Plan), DRP (Disaster Recovery Plan).
4. Have excellent skills in English language, written & verbally.
5. Hold CISA certification is preferable.
6. Able to work under pressure.
7. Attention to details, highly motivated & able to work under minimum supervision.
8. Team player & good communication skills.
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